Top 10 Questions Retirees Ask Before Buying Property in Bali

Bali is not only a paradise for tourists — it’s also one of the top retirement destinations in Asia. Affordable living, quality healthcare, and a vibrant culture make it especially attractive to retirees from Europe, the US, and Asia.

Why Bali Appeals to Retirees

1. Can foreign individuals legally buy property in Bali?

Yes — but only through Leasehold, Hak Pakai, or PT PMA. Freehold is not allowed for foreigners.

2. How much does a villa in Bali cost?

Prices vary (this are only examples in 2025):

• 2-bedroom villas: USD 150,000–250,000 (leasehold)

• Luxury 4–5 bedroom: USD 500,000–1,000,000+

3. What about healthcare in Bali?

Bali has international hospitals in Denpasar and Canggu. Many retirees also use Singapore or Malaysia for advanced care.

4. Do I need a visa to retire in Bali?

Yes. The Retirement Visa (KITAS) is available for 55+ and requires proof of funds and insurance. General Retirement KITAS (1-year) 55 years old, Silver Hair Visa (5-year “Golden Visa”) 60 years old. (always verify for current changes, government immigration website doesn't always provide up to date details) Indonesia Immigration – Retirement Visa

5. Is it safe to rent out my villa?

Yes, if zoning and permits allow it. Illegal rentals can lead to fines.

6. What is the ROI on villas?

Rental yields average 7–12% annually in popular areas like Canggu, Seminyak, and Uluwatu. Don't easily believe overpromising ROI claims, understand how is it calculated.

7. Is Bali cheaper than retiring in Europe or the US?

Yes. Living costs can be 50–70% lower, with staff and services very affordable.

8. What risks should I watch out for?

• Fake or dishonest agents

• Nominee ownership setups

• Buying in wrong zone (green zones)

• Ask us for more comprehensive list
  

9. Should I choose Leasehold or Hak Pakai?

Leasehold is common for investors. Hak Pakai is safer for retirees who want long-term residence security.

10. How can Fresh Leaf help retirees?

We provide neutral consulting, connect you with trusted notaries, lawyers, and agents, and protect you from costly mistakes.